Excuse me if this is off topic, but I thought some of our list members might be interested.
Are you looking for an alternative to Pay Pal? I have been. I keep reading about them freezing accounts for 6 months or a year, with little or no explanation and only releasing funds upon legal recourse. I’m sick of bullies! We are bullied too often by govt. and politicians, not to mention business who take our money and then tell us THEIR terms. I found these listed below. Maybe one of them will be of help to you. Of all these, Wepay.com seems to be the closest to PayPal in method of operation. I am still investigating and haven’t settled on any one of them yet, but thought I’d share info, in case others are looking too.
Love and blessings,
Jan Slama
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“For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places.” Ephesians 6:12.
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Pray without ceasing, because our only hope for our nation is in God.
- Google Checkout (US Only) I want nothing to do with Google. Have heard similar reports about them!
- DirecPay out of India. Call center!
- MoneyBookers In NY. Soon to become Skrill. Emailed 9/27. Form email received: will contact me. But no response as of 10/28.
- AlertPay Have a feed back tab on the side of the page. People are not happy with cust. Service, no credit card issued.
- Liberty Reserve don’t understand this site. Seems to be a referral service to other money managers.
PayPay- Strictpay There is a problem with this website's security certificate.
- Perfectmoney can only be paid via bank wire, 3% fee.
- Digital River SWREG.com http://www.swreg.org/pricing/0_percent.htm sent an email requesting an 800 number, replied saying don’t have 800#. Great help there. They do SOFTWARE only. Not products.
- 2Checkout.com 877-294-0273 left mesg. No info on line on payments, etc. Brandi 877-294-0273 Ext. 181, or Ext. 332 for anyone. Brandi returned my call, but I wasn’t here. She left msg. I”ve called and left two messages since, 9/28, 9/30. No response. As of 10/28
- TrialPay lets customers pay for your service or subscription by completing one offer from name-brand companies your service or subscription by completing one offer from name-brand companies
- Ebillme.com $10,000,000 per year in sales minimum to do business with them.
- payJunction.com - dissadvantages: the nightmare of every starter, monthly gateway + statement fees, read below. 800-601-0230 8-5 Pacific M-F.
- E-Junkie we are not a payment processor ourselves, so our service cannot be in place of Google or PayPal.
15. Propay.com ProPay JAK Mobile Card Reader not like pay pal.
16. Wepay.com Sound just like PayPal!
PayPal. Charges $1.67 on a $35 payment out of country, $1.32 for in USA transaction!
I have also posted a semi-detail 10-items that are needed to get an e-Commerce site going at:
http://www.youngentrepreneur.com/forum/f133-the-internet-marketing-discussion-forum/electronic-payment-software-5520.html#post32090
1. I've used both, PayPal and 2Checkout and now have a real merchant account which is far better than both.
Here are the facts I faced:
1) 2Checkout (2C):
My Averall Rating: 3/10
- advantages:
---------- no monthly gateway or statement fee
---------- deposits money automatically into bank account
---------- customer does not need to create account with 2C to pay for your products
- dissadvantages:
---------- hard to get someone on the phone for emergency tech support
---------- setup fee of $49
---------- high per transaction fees of $0.45 + 5.5% (at least it was, check for latest figures)
---------- deposits are made biweekly to your bank account (at least it used to be, check for this)
---------- (this is why I said enough)do not allow you to charge your customers cards, so if your customers call to place orders and provide you with their credit card number over the phone, it is a violation of 2C's policy for you to charge your customers card yourself. Your customers have to be the ones inputing their card numbers.
2) PayPal:
My Averall Rating: 7/10
[B]- advantages:[/B]
---------- FREE and easy to setup
---------- no monthly gateway or statement fee
---------- considerable low per transaction fees ($0.30 + 2.9%, again be sure to check latest) compared to 2C
---------- provides an ATM card
- dissadvantages:
---------- hard to get someone on the phone for emergency tech support
---------- you have to manually instruct it to deposit money into your bank account (I'm not aware of an auto deposit, but you can check)
---------- money takes about 3 days to appear in your bank account, after you manually request the transfer
---------- (this is why I said enough)I was experiencing their system beign down for maintenance around mid night very frequently, so I felt like I could have been losing sales.
---------- Buyers were required to create accounts with tPayPal. Some of my clients would report to me that some of them would not buy because of this, while others reported they would not buy becase they could not remember their PayPal account information for subsequent purchases (we can tell the clients to click on the "forgot password" link, but is still an additional unnecessary step from the store owner's behalf)
I still use paypal to pay certain contractors, but not as my main merchant provider for my e-Commerce sites.
I finally had enough with PayPal and decided to try a real merchant provider and my sales went up almost instantly, inspite of the monthly gateway + statement fees.
My current merchant account provider is:
3) Pay Junction (payJunction.com)
My Averall Rating: 10/10
- advatages:
---------- a real person picks up the phone for tech supports
---------- are willing to accomodate for custom e-commerce programming needs. I developed my own e-commerce system and they worked with me till the end to get it working properly with their system. (I was very satisfied on this end)
---------- you can charge your customers credit cards directly in their secure web-system. I get a lot of orders by phone and when I asked customers for their credit cards, I can then charge it myself (well my staff) and have the order on its way. This is very convenient for customers that do not trust shopping online.
---------- low per transaction fees. It could go below 2% and around $0.10 - $0.20 per transaction if I recall correctly.
---------- customer does not need to create account with 2C to pay for your products
---------- oh, before I forget, they batch the transactions daily so the money is in your bank account usually within 2 days.
- dissadvantages:
---------- the nightmare of every starter, monthly gateway + statement fees, which I don't mind considering that I'm selling more than I was with PayPal and 2C
The verdict:
Of course I also played around with other merchants such as iBill, but these are my top 3. So far my usage is:
- Pay Junction for serious e-commerce business
- PayPal for occasional contractors payment and for those clients that would rather use the monthly fees of a real merchant account for other business expenses or have low sales volume.
- 2Checkout a thing of the passed for me. I'll probably consider it, as a substitute for my PayPal activities, if PayPal goes out of business, which is very unlikely.
There you have it. I hope it helps.
Last edited by jgarifuna; 02-08-2006 at 06:37 PM.
Jorge Garifuna
Professional Web Developer
GariDigital.com - Your Web Solution Partner
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